Compare Automobile Insurance Online
Getting the right car insurance is the best way to ensure low premiums for your car, and understanding what influences premiums is essential in doing so. Below is a list of factors to consider when getting your car insurance.
Type of Insurance
There are three types of car insurance. They are comprehensive insurance, third-party insurance, and third-party, fire and theft insurance. Each insurance type provides different coverage, with a more comprehensive coverage demanding higher premiums. It can be even higher when additional coverage is requested. Read here for additional information.
Number of insured drivers
Depending on the type of car insurance, some insurance companies will cover all drivers while others require additional drivers to be named in their policy. Generally, you can name up to two drivers for free in an insurance policy, with additional named drivers will be charged RM10 per name.
Car model
Premiums charged depends on the car model that is being insured, with some models being more expensive than others. Therefore, check and compare with different insurers to find the best deal for you.
Travelling overseas
Car insurance only provides coverage in Malaysia. If you would like to use your car overseas, additional premiums will be charged as basic car insurance does not extend their coverage overseas.
